Mudaraba
Profit-sharing working capital financing. We invest, you manage, we grow together.
Learn moreAgentic finance,
built in Hargeisa
Sharia-compliant, technology-enabled microfinance delivering timely, transparent, and fair capital to small businesses and families across the region.
Regulator ReadyAML/CFT · KYC · Data Privacy
Ethical by DesignNo Riba or Gharar
Three Pilot CitiesHargeisa · Bosaso · Mogadishu + more to come
Transparent TermsClear, Fair Pricing
One-Year Pilot Targets
12,500Lives to Impact
5,000Businesses to Finance
$4MCapital to Deploy
98%+On-Time Repayment Target
100%Sharia Compliant
RegulatorPilot Program
Our Shariah-Compliant Products
Simple. Transparent. Purposeful.
How It Works
1
ApplySimple application via web or mobile
2
AssessAI-enabled assessment with human oversight
3
ApproveSharia & credit review with compliance checks
4
DisburseTimely funding via secure channels
5
GrowOngoing support and impact tracking
Ready When You Are
Finance that walks with you
Apply in minutes on the web, WhatsApp, or Telegram — or place ethical capital to work in Somalia's small businesses. No interest, ever.
Sharia-compliant · Regulator-supervised pilot · Hargeisa, Bosaso & Mogadishu