About Gobanimo Microfinance

Finance that sets you free.

Born in Hargeisa, Gobanimo Microfinance brings Sharia-compliant capital to the small businesses and families who grow their communities — with technology, transparency, and human care.

Our Story

Named for independence.

Gobanimo is the Somali word for independence — freedom born of self-reliance. It is what finance should create: people and communities who stand on their own, with respect, opportunity, and a future they own. That is exactly what we set out to be.

Gobanimo Microfinance is not built as a conventional business but as a calling and a social business — a mission-driven partner that walks with people through every season of need, renewal, and growth.

"Halal capital. Real impact. A calling to serve."

Our Mission

Deliver timely, transparent, and fair Sharia-compliant capital that grows livelihoods.

Our Vision

A region where every honest enterprise can access ethical finance to flourish.

Our Promise

Dignity, freedom, prosperity — ethical finance guided by purpose, driven by impact.

What We Stand For

Values that guide every decision.

Compassionate

We lead with heart, meeting people where they are.

Empowering

We help businesses and families build lasting independence.

Reliable

Dependable, transparent terms — no surprises, no hidden interest.

Hopeful

We believe in brighter tomorrows and futures people own.

Ethical

Sharia principles are the foundation, not an afterthought.

Community-centered

Every facility serves the wellbeing of the whole community.

Our Reach

Growing across the region.

Operating

Hargeisa

Our founding city and operations hub.

Operating

Bosaso

Coastal trade and enterprise financing.

Operating

Mogadishu

Expanding access in the capital.

+ More to come

Our Journey

From pilot to platform.

2024

Founded

Gobanimo Microfinance established in Hargeisa with a Sharia-first mandate.

2025

Pilot launch

First Mudaraba, Murabaha, and Ijara facilities disbursed.

2026

Three cities

Operations live across Hargeisa, Bosaso, and Mogadishu.

Next

Scale

New locations, deeper investor partnerships, more lives served.

One-Year Pilot Targets

12,500Lives to Impact
5,000Businesses to Finance
$4MCapital to Deploy
98%+On-Time Repayment Target

Walk with us through every season.

Whether you borrow, invest, or partner — there's a place for you at Gobanimo Microfinance.