For Investors & Partners
Grow your wealth. Grow your community.
Place capital into the region's small businesses through Sharia-compliant Mudaraba — as a retail investor or an institution mandating us to manage your fund. Transparent, human-approved, and impact you can track.
For Retail Investors
Invest from $100, share in the profit.
Place capital as an individual through Sharia-compliant Mudaraba — deployed ethically, transparently, and with measurable impact. Institutional funds: see Fund Management.
Become a capital partner.
As a retail investor you become a capital partner (rabb-ul-mal). We deploy your placement into vetted, Sharia-compliant facilities and share the profit on a pre-agreed ratio — no fixed interest, real participation.
- Start small — placements from $100, terms from 3 months
- You keep 90% of profit — Gobanimo Microfinance earns 10% as your fund manager
- Track your placement live in the app or via WhatsApp
- Profit-and-loss sharing, fully Sharia-compliant
Mudaraba Projection
Illustrative profit based on forecast portfolio performance.
Based on forecasted facility revenues, not guaranteed.
You receive 90% of profit. Gobanimo Microfinance earns a 10% share for managing your placement — fund management as a service.
Mudaraba is profit-and-loss sharing. Projections are illustrative only, derived from forecast portfolio returns; actual results vary and your capital is at risk. Not a guaranteed return or an offer of securities.
How Investing Works
From investment to profit.
Governance & Controls
Accountable by design.
Sharia governance
- No riba, no penalty interest, no silent loss transfer
- Product paths keep gharar and maysir out of the journey
- Independent Sharia board oversight on every product
- Customer consent captured before any commitment
Operational controls
- AML/CFT, KYC, and sanctions screening on every applicant
- Append-only ledger — reversals are new postings
- Human approval mandatory before money moves
- PII kept out of prompts, logs, and analytics
Reporting
See exactly where capital goes.
Live portfolio dashboard
Disbursements, repayments, and portfolio-at-risk, refreshed continuously.
Audit-ready statements
Ranged statements and ledger views you can reconcile and export.
Impact metrics
Lives impacted, businesses financed, and on-time performance by city.
Get In Touch
Start an investment conversation.
Tell us how you'd like to participate and we'll follow up with the right pack — retail onboarding or a fund-management mandate walkthrough.
Capital that nourishes lives.
Join us in growing futures across the region — one ethical placement at a time.