Fund Management as a Service
Microfinance, as a service.
Mandate Gobanimo Microfinance to build and run a Sharia-compliant microfinance portfolio on your behalf — without hiring a team, building branches, or carrying capex. Your capital, our agentic platform and on-the-ground network. One flat management fee.
Who It's For
Built for institutions with capital to deploy.
Funds, diaspora pools, foundations, and family offices that want exposure to the region's microfinance market — without building the operation themselves.
What you skip
- Hiring loan officers, credit, and compliance staff
- Branch networks and field infrastructure
- Building origination, scoring, and servicing systems
- Standing up AML/CFT, KYC, and audit functions
- Capex, fixed costs, and operational risk
What we run for you
- End-to-end origination and underwriting
- Sharia screening and human-approved decisions
- Disbursement, servicing, and collections
- Compliance, controls, and append-only ledger
- Live dashboards, statements, and audit access
How It Works
From mandate to managed portfolio.
What's Included
A complete operating platform.
Origination & underwriting
App, web, and WhatsApp intake with AI-prepared credit and cashflow scoring.
Sharia screening
Every facility certified against Mudaraba, Murabaha, and Ijara principles.
KYC, AML & sanctions
Full financial-crime controls on every applicant, refreshed and logged.
Servicing & collections
Mobile-money disbursement, scheduled repayments, and arrears management.
Ledger & audit trail
Append-only accounting with human-approved, idempotent money movement.
Reporting & dashboards
Live portfolio, returns, and impact reporting — white-label or co-branded.
Get In Touch
Discuss a fund mandate.
Tell us about your fund and objectives. We'll follow up with a mandate proposal, indicative terms, and a walkthrough of the operating platform.
Your capital. Our operation.
Deploy an ethical microfinance portfolio in the region — managed end to end.