Privacy Policy

Gobanimo Microfinance ("we", "us") is committed to protecting your privacy. This policy explains what information we collect, how we use it, and the choices you have. It is a plain-language summary for this demonstration and is not legal advice.

1. Information we collect

• Identity and contact details you provide (name, ID, phone, email).
• Business and financial information needed to assess a facility.
• Transaction and repayment records.
• Device and usage information when you use our app or website.

2. How we use it

• To assess, approve, disburse, and service Sharia-compliant financing.
• To meet KYC, AML/CFT, and sanctions-screening obligations.
• To provide support and keep you informed about your account.
• To improve our products and protect against fraud.

3. Lawful and ethical basis

We process data to deliver services you request, to meet legal and regulatory duties, and with your consent where required. We do not use your data for riba-based or speculative purposes.

4. Sharing

We share data only as needed with regulated partners (e.g. mobile-money providers), regulators and auditors, and service providers bound by confidentiality. We do not sell your data.

5. Data protection

We apply role-based access control, segregation of duties, an append-only audit trail, and a PII firewall that keeps raw personal data out of analytics and AI systems.

6. Your rights

• Access a copy of your data and request corrections.
• Withdraw consent where processing relies on it.
• Request deletion subject to our legal retention duties.

7. Retention

We keep records for as long as needed to provide services and to meet legal, regulatory, and audit requirements.

8. Contact

Questions about your privacy? Reach us via the Contact page.